At USA Credit Union, there are a number of convenient ways to manage your finances. Whether you are at home, at the office or wherever your travels take you, you're never out of touch with your USA Credit Union accounts.


You can access your accounts, and perform just about any transaction anywhere you have the Internet. Just use your member number and your Personal Identification Number (PIN) to sign in to the secure site.

Click here for Access to OnLine USA or log on at the top of this page.

Online Banking Security


We've made paying bills as easy and painless as possible. Forget the checks, stamps and envelopes. You can pay most of your bills online with CheckFree, one of the nation's leading online bill payment processors. There is no charge for CheckFree if you open a High Yield Checking or E-Checking account. With Basic Checking, it costs just $3.95 per month.
To enroll for CheckFree:

* CheckFree online bill payment is free or $3.95 per month (depending on which checking account you choose) for the first 15 bills and $0.40 for each additional bill.
* Refer to the specific account requirements stated in each checking account description.

External Funds Transfer
External Funds Transfer is the next generation of on-line personal finance management. With our fully interactive on-line money movement service you may transfer funds from any of your accounts at any financial institution to any other account that you are the primary or joint owner of, at the same or another financial institution.
The fees for this service varies from FREE for inbound transfers to a nominal cost for outbound transfers. 

For additional information about External Funds Transfer, review our Frequently Asked Questions page.

Receive Your Statements and Account Notices the Fast, Convenient, Electronic Way.
Register to receive your statements and account notices electronically. It's fast, it's easy, it's convenient and it's secure. When you register for MyStatement, you will automatically get the MyNotice service.

Here's how it works. Simply register your email address with USA Credit Union, and each month (quarterly, if you receive quarterly statements) you will receive an email informing you that your statement is ready. You can expect to receive this notification within 5 business days following the end of each month. You will also receive an email notification whenever you have a new account notice available for viewing. Account notices are sent for things like certificate renewals, loan bills, payment reminders, returned check notices, etc.

Once you receive these notifications, you simply log in to OnLine USA Internet Banking and click on the MyStatement link to view your statements and/or account notices and other important information from your credit union.

You'll get your statements faster, protect the privacy of your financial information and even save a few trees in the process.

Here's how to register for electronic statements/notices:


MasterCard and Visa
There's an easy way to review your USA Credit Union credit card account information. Just click here to:
Review your mortgage account online to get up to date information on your mortgage balance, payment history, escrow account balances and payments and much more. Click here to sign in to the secure web page.

UniCall 24-Hour Automated Telephone Banking
If you like to handle transactions by phone, or are in a place where you don't have access to the Internet, you can access your accounts 24 hours a day, toll-free, using your touch-tone telephone. Call 800-521-8440 or 248-322-9800 ext. 1.
The card that works like a check and let's you access cash at locations worldwide.

To report lost or stolen debit cards, call 800-754-4128.


Deposit paychecks, social security and pension checks directly to your account.

Call us today at 1-800-521-8440 to see how easy it is to get direct deposit setup on your USA Credit Union checking or savings account.